Familiar Surroundings Cat Sitting

Nancy Fiorita
937-474-0490

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News and Mews
Familiar Surroundings Cat Scratch Newsletter
937-848-8347

Did You Know?

I’m sure the pet owning public is not aware that their homeowners insurance does not cover mistakes made by the hobbyists or the friendly neighbor that takes care of your pets. I’m sure the Hobbyist pet sitter does not know that they can be sued for these mistakes while caring for the pet owning publics' pets.

Pet Sitters International

What Does Pet Sitter Insurance: Care, Custody and Control Mean?
Be aware of insurance policy differences!

PSI has offered its members a complete insurance and bonding protection program since 1995. All active PSI members are able to purchase comprehensive coverage designed specifically for pet sitters. It is extremely important for the pet-sitting client to be aware of the primary differences in insurance policies when it comes to protecting their pets and property.

Make sure coverage includes: care, custody and control
Most insurance policies today exclude coverage to property in the care, custody and control of the sitter or contractor that comes onto/into your premises/home. What this means is that your pet(s) and all of the contents of your home are typically not covered in the event of a claim, even if the sitter/contractor provides you with a certificate showing a $1,000,000 liability limit. Take for example the following claim: Terry Pet Sitter fails to put the client’s puppy securely back in its crate after a visit. Subsequently, the wandering puppy chews on the furniture and as a result gets sick and needs veterinary attention. Without care, custody, and control coverage, there would be no coverage for the furniture or the puppy’s veterinary bill, even though the sitter was negligent in his/her duties to take care of the puppy/home’s contents. That $1,000,000 policy that the sitter presented you with will pay absolutely nothing.

Call to verify
Just as you would want a plumber or electrician coming into your home to be bonded and insured, the same should be required from your pet sitter! We all want to feel comfortable when inviting pet sitters into our homes to care for our pets, but sometimes even the best people with the best intentions make mistakes. This is why we recommended all PSI members carry insurance and a bond. You should too! To verify your pet sitter is properly insured and bonded, call PSI’s insurance provider at 1 (800) 962-4611.

Remember my clients can request a pdf copy of my insurance and bonding at any time. I am an insured Certified Professional Pet Sitter. Nancy Fiorita CPPS